While safe practices can go along way in protecting users, this brief article highlights the complementary need for technology defenses as well.

http://securitywatch.pcmag.com/security-software/330459-why-you-need-antivirus-software

 

These days, “antivirus” is just a word for a tool that protects your data and your PC against viruses, Trojans, botnets, rootkits, rogue security software, ransomware, and all types of malicious software. Actual viruses are the least of your worries, since they lay low to avoid detection.   “But I only use my PC to surf the Web,” you may say. “I don’t keep any personal information on it. Who cares if a virus or some bad program goes along for the ride?” Well, it’s not as simple as that.    A Trojan horse gets onto your system by pretending to be useful, but once inside the walls, it releases a malicious payload. You say you don’t store personal data? How about your email address—that’s about as personal as it gets. A Trojan might try to capture your email address and password, or insert itself into financial transactions to drain your bank account. That’s bank robbery with no need for a mask or a gun.