Annually Businesses lose billions of dollars due to malware risks.  AIG plans to include insurance protection in 2018 to better protect their customer base as described below  

http://www.reuters.com/article/us-aig-cyber/aig-to-update-casualty-insurance-to-include-cyber-coverage-idUSKBN1CV2XE

American International Group said it will begin revising all commercial policies to include cyber coverage in January, a move that will boost rates but make it clearer how customers are covered if they are the victim of a security breach. The change, which will trigger rate increases, is part of the insurance giant’s effort to shift from issuing policies that do not specify whether cyber losses are covered, said Tracie Grella, AIG’s Global Head of Cyber Risk Insurance, while on the sidelines of a cyber risk conference in New York on Thursday. Cyber coverage is a mounting concern for companies worldwide as hackers increasingly take aim at their technology systems.