Random “robo-calls” are circulating with numerous fake attacks & spoofed dialed phone # to trick consumers.  Any emails, phone calls, etc. from a collection agency requires at least 4 requirements to ensure it is real as noted below:

Want to avoid dishonest debt collectors? Watch this video to learn how | Consumer Advice (ftc.gov)

Bryan asked the collectors for proof of his debt, which they didn’t have. A collector has to give you “validation information” about the debt, either during their first phone call with you or in writing within five days after first contacting you. The collector must tell you four pieces of information:

      • how much money you owe
      • the name of the creditor you owe it to
      • how to get the name of the original creditor
      • what to do if you don’t think it’s your debt

If a debt collector won’t give you this information, report them to the FTC at ReportFraud.ftc.gov. To learn more about your rights, visit consumer.gov/debt. Please share this video with friends and family so they’ll know what to do if they get a call about a debt they don’t think they owe.